The Bankruptcy Helpline

About Daniel

About The Bankruptcy Helpline

I have been in this industry now for about 13 years, I was controlling director of Alternative Credit Solutions Limited provider of IVAs bankruptcy service applications, and debt management plans,  I have managed thousands of bankruptcy applications in that time and continue to get referred by past clients.

A happy and smiling couple

I no longer give debt advice even though I am fully trained, as this is now an authorised activity with the FCA, I was authorised until last year, also having held a consumer credit license for years before that however to keep up with regulation red tape, the FCA requires, I would need to employ people which I cannot do, as it would increase costs. The information on my website is content which can be found anywhere on the internet, if you are after debt advice I would advise to you go the The Money Advice Service, or National Debtline, far too many people in debt, talk to not very many service providers, which is a big mistake, shopping around for debt solutions will only ensure you make the correct choice for you, however if you have already decided after going through all your options that voluntary bankruptcy is your way forward, then I can help you.

My activity is to complete the bankruptcy application in its entirety and work with you for the next 12 months until you are discharged from your debts free to live again. If you are working with regular income I would be disappointed that my service did not work out free, as your income and outgoings are scrutinised in the application I believe this is where I can add value to my input, I will ensure that all income and outgoings are prepared correctly minimising income which may be caught in any Income Payments order.

My Service

One call I do it all. I attend to all the documentation, brief you on the telephone interview as I will now be aware of your circumstances which has led to bankruptcy years of experience I will know in advance what you will be asked, I, take care of all income and expenditure calculations and become your friend for help, I can help deal with any letters from your trustee, or indeed creditors, if and when needed over the next 12 months until the debts are discharged. We will walk the path to debt freedom together, you will have contact with me anytime until 10 pm 7 days a week. Over the past 10 years I have gained many friends and received many referrals, there is hardly a town in England Wales where I have not helped someone.

Daniel Griffiths

The Team is just me Daniel Griffiths

Daniel has an abundance of maturity, compassion and empathy for those who find themselves in your position – overwhelming debt problems.

Daniel’s background has been many years within the financial services industry. He is well aware of how the banks and credit card companies have tempted you, with offering to lend sometimes more than you can afford to pay back.

Because he knows how you are hurting and that you are probably at your wits end, and have taken some time before seeking assistance, he promises you that we will respond to you very quickly indeed.

Daniel will make a solid promise as to never take advantage of a clients situation, over 80% of the people he talks to he refers to organisations like National Debtline a trusted National Debt Charity, for debt advice, if he feels that voluntary bankruptcy is not the best option.


“Daniel from ACS made the whole experience of going bankrupt a worry free exercise with him taking on all the tasks that daunted me. I would like to thank him sincerely for his help, support and guidance in dealing with my bankruptcy. As a consequence of his knowledge and experience it meant the the court attendance was stress free and it was certainly made easier by having him there with me”

Brian & Julie Johnson

“I don’t know NOW why we were so worried about our debts. ACS took all our troubles and worries away. From speaking to Daniel for the first time he was very understanding and put our minds to rest, the service is absolutely everything they promise, in fact it is better than promised. It delivered and swiftly brought everything to a conclusion. We would certainly recommend ACS to anyone with debt problems, DON’T WORRY GET IN TOUCH WITH ACS. they will take care of everything. We can’t thank them enough”

Rod Eastell

“Exceptional service! Since my first phone call some months ago requesting help and advice I immediately felt that cloud over me disappearing. When getting closer to my court date with companies chasing more and more, the professional service I received kept the phone calls and letters away. My day in court was basically short and sweet, just 45 minutes. Immaculate documentation was handed over and the clerk could not stop smiling with how easy it had made her job to check the form over prior to handing over to a judge to sign off (who did within minutes). Already had my telephone interview from the official receiver and as documentation was so clear and precise it took little over 10 minutes (normally around 30) to complete.”

E. Davies

“Absolute fab from beginning to the end .. I would not bother to phone anyone else. Daniel gave very clear advice from the start and never tried to push me in to anything . He sorted the forms out , booked the court and came to the court with me. And the best is that you pay nothing until the day of court and that to me, means a company that you can trust. And it does not end there, you can still phone or email if you need any advice or info and I would not hesitate to do that if I needed to, because I know that I will get the same excellent service even after. So a BIG thank you to Daniel for everything and now I can get on with my life without any stress.”

Steven Stern

“My Advice is to phone around as many firms as you can, but do call this company amongst them. I used one of the partners called Daniel and I could not fault him. He was not pushy like the others. He did not want paying up front and instead I paid him on the morning of the hearing. He was cheaper than the others quoted just to do the forms, and he came to court with us at Birmingham. The Judge had obviously seen him before. Afterwards I needed to call him about a couple of things and he was always very helpful which meant a lot to us. Bankruptcy was one of the few things in life that I got right”

Geoff Peterson

“I would sincerely like to thank you from the bottom of my heart for your help, you are everything as stated on your about page on your web site, Honest, sincere, compassionate experienced professional who has a lot of empathy.
I would recommend you and your services to anyone with debt problems and who don’t like filling out forms like myself, and knowing in advance step my step process and what will/may happen and to be prepared. Once again my heart felt thank you, and my wishes for your and your family and friends of good health, lots of happiness and good fortune.”