The Bankruptcy Helpline
I am one of the easiest people you will ever speak with, I am someone you can rely on never to take advantage of you, sometimes just someone to talk with can help, lets understand your problem together. I am totally on your side the credit industry does not support me, and over the last 20 years I have learned to understand people’s emotions and fears of living with debt, it is a fact, poor mental health with depression, should not live with debt, please, you can email me, or call me, withheld if you please, I work from home I am always available 7 days a week, till 10 pm Call me 07970 508345
Since 2006 I have completed and supported a few thousand people through voluntary bankruptcy, I have seen all situations, amongst the people I have helped reset their lives are Sole Traders, Nurses, Police officers, Publicans, Taxi Drivers, the Self-employed, and clients with tax liabilities they can never repay, working people and the unemployed. Being in debt is miserable, you cant sleep, you dread the post, the phone ringing, and the knocks at the door . Having debt you cannot repay creates and feeds depression and anxiety, it has no class status, there really is no need to allow debt to destroy your mental health.
We do need to chat about your circumstances, I can give you some information on the process, what to do, and more importantly what not to do, I can answer all your questions without charge, if you request it I can also do this for you, we can do it together, and I will be with you all the way, I will charge you for the year what a solicitor will charge you for one hour, I could save you my fee entirely in the Income and Expenditure alone, my service could be better than free, call me, just do it now on 07970 508345
Since 2006, I have attended over 100 county courts in England and Wales, helping people enter voluntary bankruptcy and come out debt free in 52 weeks, many have now become friends, everyday people maybe just like you who have come to the point of needing a helping hand and a fresh financial start to their lives.
From the 6th of April 2016, I can now fully complete your bankruptcy application, help you with the telephone interview, and support you for 12 months, without the need for you to leave home or take time off work, we do not need to meet, but we can travel this road together, it can all be done as quickly as you require, in less than one week if required.
My total costs for this service is from £450 to £550 depending on your circumstances, some clients are sole traders and have a role in a limited company, I can confirm costs once we have had a chat about your circumstances.
I charge for 12 months what a solicitor will charge you for one to two hours, I would be shocked if I cannot save you at least this in just the incomings and outgoings, my service could be better than free.
If you have already gone down this route and need some help, if I can I will help you for free, however, I cannot now undo what has already been done, but call me let’s give it a shot.
Voluntary Bankruptcy is just one of several routes out of debt and for some a positive solution to dealing with debt, whether its an IVA, a DRO or Debt management get advice from The Goverment Money Advice Service
Please be aware many companies on the internet will want you to avoid bankruptcy and do an IVA, they make a lot of money from IVAs, now that is fine but ask them to explain to you why an IVA is better for you than bankruptcy, this may be difficult as many of these companies are simply marketing agents who know little about Insolvency, they package up and pass your details on to Insolvency Practitioners for a finders fee normally between £800 to 1100 pounds
The clients I serve are people who have done their homework and already decided on voluntary bankruptcy, they want it done properly, done quickly, they want it to be approved, and assurance the passage to debt freedom is as smooth as it can be, with someone at the other end of the phone, any day any time, who can help if and when needed for the duration of bankruptcy normally 52 weeks.
It is with enormous pleasure when I hear from past clients, many I helped quite some years ago, who call me to ask for help, for a relative, work colleague, or friend, to catch up on how their lives have turned around when they were once in the depths of despair this is my best reward having helped make it happen.
I have done this for a long time, and I fully understand you are not at a good place right now, you want to pay your creditors, but you simply cannot, you have stopped answering your phone, you do not open your post anymore and you dread the knock at the door, seriously you do not have to live like this, being in debt is not a crime, BUT letting it ruin your life certainly is.
Personal bankruptcy can for so many, be a positive action, it can be used as a cure for anyone who is financially ill, it has helped my clients rebuild their esteem, help recover from their depression, and start to live again, it is with enormous pleasure that many of my clients keep in touch with me for years after I have served them, it is very rewarding to see how their lives are turned around.
Over the years, I have helped Publicans, Nurses, Police Officers, GPs persons with Gambling addictions, the self-employed with tax liabilities, and the unemployed people from all walks of life.
Please be in no doubt like any other debt solution your credit file will be shot for six years, if you are reading this then it’s possibly bad in any event.
Whether you want to proceed, or just want some information call me, over a year I complete on average 60 to 80 Bankruptcy Applications just enough to give good service to my customers.
I am so easy to speak to, and you can speak with me anytime, and I will sincerely promise you if you call me in confidence there will be no pressure, no sales talk, I would not be so rude, I will never try to push you down this route, any route out of debt needs to always be your decision after weighing up all your options, you can call me evenings and weekends,
I am here to talk to, let’s face it sometimes just someone to talk with can help, you may not even need my service, you will only ever talk with me, my phone is always with me, I am about till 10 pm seven days a week, my name is Daniel on 07970 508345 daytime or 01785 823329 evenings or email mail@thebankruptcyhelpline.co.uk
Voluntary Bankruptcy allows you to control your debt situation BEFORE one of your creditors takes you through the court system and/or the Bailiff comes knocking at your door with a warrant to possess your goods.
Managing Debt – Getting into debt is easy especially when the banks and finance companies seem so willing to provide you with credit cards and store cards.
The Bankruptcy Helpline in England and Wales provides help and assistance for anyone considering Voluntary Bankruptcy.
The British Government, via the Enterprise Act (2002) has put provisions in place to enable people to become debt-free and get on with their lives again – stress-free! “Bankruptcy provides legitimate relief from debts incurred by those who are in genuine financial difficulty”. If you have overwhelming debt problems and creditors are threatening you with Court Action or you have been issued a Court Summons from one of your creditors, it may be time to consider voluntary bankruptcy. However you should always take advice from trusted sources, the Money Advice Service is a good starting point, as other options need to be considered in dealing with your debts. This is important as the general rule in bankruptcy is you swap your assets for your debts, it is only Tools, Books, and Vehicles needed for your job or vocation (providing existing items cannot be replaced at a lower value and personal possessions of small value that are exempt.
Most people who have debt problems have been through a period of unemployment, reduced employment, relationship breakdown, and prolonged illness. They started to use credit as a means of bridging the gap between their reduced income and their soaring financial commitments. Though most people say that they would prefer to pay off their debts in full, they find that debt collectors, banks, and finance companies put unreal demands on them and it becomes impossible to continue paying off all their debts. Bankruptcy is usually considered the worst-case scenario when you are faced with overwhelming debt problems. These days, fortunately, there is no longer the same stigma about bankruptcy. The relief at not having the stress of continual debt problems far outweighs any negative thoughts about bankruptcy
Feedback from our customers who have used our services
Daniel from ACS made the whole experience of going bankrupt a worry free exercise with him taking on all the tasks that daunted me. I would like to thank him sincerely for his help, support and guidance in dealing with my bankruptcy. As a consequence of his knowledge and experience it meant the the court attendance was stress free and it was certainly made easier by having him there with me.
I don’t know NOW why we were so worried about our debts. ACS took all our troubles and worries away. From speaking to Daniel for the first time he was very understanding and put our minds to rest, the service is absolutely everything they promise, in fact it is better than promised. It delivered and swiftly brought everything to a conclusion. We would certainly recommend ACS to anyone with debt problems, DON’T WORRY GET IN TOUCH WITH ACS. they will take care of everything. We can’t thank them enough.
I had a difficult decision to make when I was thinking of bankruptcy and needed independent advice. I called Daniel to seek some help to look at options and we decided that bankruptcy was the only route. Daniel worked closely with me and guided me, alerting me of pitfalls and how the process works in detail. Initially having an expert alongside me during the long paperwork exercise was a great help, which reduced my stress levels tremendously. I was left confident that I had the information to hand for my interview with the official receiver and the call went well with them. In summary, Daniel guided me through the process and now I am debt free. I could not comprehend what it was going to be like in bankruptcy, yet now I have done the deed, life is 100% more relaxed and I can now move forward without being chased for money anymore. It’s a great place to be and I would highly recommend Daniel if you are in a similar position. (Daniel’s guidance on budgets reduced what I have to pay the official receiver and that paid for his fees very quickly). Yours, Happy Customer.