My service is strictly a data-entry and tracking support service. I help you input your income, expenditure, and debt information into the online application platform accurately. I do not negotiate with your creditors, alter your numbers, or advise you on which debt route to take.

Your application is submitted electronically to an Adjudicator at the Insolvency Service, who normally makes a decision within 28 days. If for any reason they refuse the application, the government refunds £550 of your standard £680 application deposit.

Under standard Insolvency Service rules, you are normally allowed to keep basic household goods and essential tools of your trade. What happens to your home depends on whether it has equity and its tenure. These rules are applied strictly by the Official Receiver, not by me.

Roughly two weeks after your bankruptcy is granted, the Official Receiver will call you to verify your application. Because we will have prepared your administrative paperwork meticulously together, you will know exactly how to conduct yourself, remember I am with you for the full 12 months you can call me anytime we do this together